Health Insurance VISA Spain2026-03-03T10:05:08+02:00

The Best Spanish Health Insurance Coverage Suitable For Your VISA

Areti Mallidou Mckie
Exclusive Agent for Sanitas

How it works

Let’s plan a call and have a chat about your specific needs and preferences for your Spanish healthcare cover. This way I can have a better understanding of your situation and recommend the best plan for you.

The call is completely free of charge and you have no obligation to purchase the policy afterwards.

If you prefer to skip the video-call and only wish to receive a price quote, please leave your message on the contact form, and I will get back to you ASAP.

Right after our call I will send you all the information along with a clear, detailed and transparent price quote.

This allows you to plan your budget effectively without any hidden surprises.

Please keep in mind that my services come at absolutely zero cost to you. You won’t need to allocate a single euro over your offered healthcare quote, as my commission is entirely covered by the company.

This applies provided that your health questionnaire does not indicate any substancial pre-existing health conditions.

​In cases where such conditions are present, the specialised department of my company may require additional time to assess the risk factors before determining whether to approve your insurance application.

My service doesn’t stop at securing your insurance policy; I’m here as your ongoing advisor for continuous support.

Need a personalized solution?

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Nataliya profile picture
Nataliya
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Areti is one of the most responsive, professional people we've ever worked with. She answered my dozens of questions with patience and clarity and went above and beyond for us with her communication and care. I know I can always rely on her completely for all my health insurance needs and questions. She is absolute gem.
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Laura HR profile picture
Laura HR
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Areti is an outstanding professional, she speaks English perfectly, is extremely friendly and kind, and offers excellent customer care throughout the insurance application process and afterwards. She helped our family apply for, and secure Sanitas health insurance super fast and the whole process was managed with attention and care. Areti is extremely knowledgeable and offers honest and accurate advice, being always available (and very responsive as well) to answer any questions. We highly recommend Areti and thank her for her help!
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Blake Jones profile picture
Blake Jones
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Areti was great: knowledgeable, very responsive and speaks terrific englisg
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Justin Lowe profile picture
Justin Lowe
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Areti has been amazing in explaining and helping us get insurance for our move to Spain! I highly recommend!!
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Luigi Silvestri profile picture
Luigi Silvestri
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Areti has an excellent service. She is very quick with appointments and give quick Response, If you have questions!
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Carl profile picture
Carl
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I am very lucky and happy to have Areti to be my health care plan advisor. She's extremely helpful, friendly, efficient with outstanding customer service. From start to finish, less than a week, everything is done and the plan is registered. I highly recommend Areti to everyone without reservations. Thank you Areti!
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Kevin Bick profile picture
Kevin Bick
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Wow, All I can say is what a fantastic agent Areti is, the time she has given to us has been 100% we now have everything needed for our upcoming visa appointment.
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Shajed Rony Khan profile picture
Shajed Rony Khan
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I have been customer with Mapfre for 4 years, comparing sales representatives from Mapfre to Areti, I would give 10 stars if it was possible. Her commitment, transparency, punctuality, attention to details are spot on, 5 star deluxe. Strongly recommend her… Thank you Areti for all the assistance to onboard us into Sanitas.
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shane collins profile picture
shane collins
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Health insurance sign up required for our visa was quick and easy.
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Sue Rutter profile picture
Sue Rutter
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We used Areti to arrange health insurance after she was recommended to us. I was struggling as been refused cover due to a pre existing health issue and starting to panic as we already had a home in Spain and needed cover for the visa to stay permanently. Coming from the U.K. the private system was very confusing but Areti talked us through it, found great cover at a reasonable price with Sanitas, everything went smoothly and if I have any questions Areti is easy to contact and very helpful, would 100% recommend

Areti Mallidou McKie

Exclusive Sanitas Agent Nº 33028

YOUR PERSONAL HEALTHCARE ADVISOR

sanitas

Sanitas

The largest & fastest growing medical insurer in Spain

Sanitas’s rich history dates back to its founding, in 1954, by a group of visionary Spanish physicians. The company made a significant stride in 1989 when it joined forces with the British United Provident Association (BUPA), which added strength and global expertise to Sanitas, further enhancing its commitment to healthcare.

At Sanitas, today, we take pride in our commitment to assisting expatriates in securing comprehensive health insurance coverage, in Spain and while travelling abroad. Our policies are underwritten by BUPA, ensuring reliable and trusted protection. Whether you’re applying for a VISA or Spanish residency, we offer a professional service to facilitate the process of obtaining health insurance tailored to your needs.

Official Health Insurance Certificates are offered straight after the hiring of your healthcare cover, always 100% compliant with all VISA, TIE, NIE and residency application requirements for relocation to Spain.

Why choose me?

Specialist

I’m a native English speaker & I specialize in VISA-compliant health insurance plans

Personal healthcare advisor

You get a personal healthcare advisor that works for you
Free of charge!

Same price

It costs the same to purchase directly from Sanitas online, but with me you’ll always have customer support

​I pride myself on going above and beyond for my clients

​​Your health is your wealth, and I prioritize it accordingly.

What sets me apart is not just my professional expertise but the genuine care and dedication I invest in each client relationship.

At every step of the process, from the very first consultation to long after the ink has dried, I am there for you, making sure that you and your loved ones are protected throughout your stay in Spain and also while traveling abroad​.​

​​I’m not just your advisor; I’m your partner in navigating the path to a healthier, happier life.​

Frequently Asked Questions

Am I covered by Sanitas while I travel abroad?2025-01-16T17:03:31+02:00

Yes, you are! Sanitas offers international health coverage during 90 consecutive days at a maximum medical cost of 12.000€ (per insured individual) . For more information about this, please contact me.

Am I covered everywhere in Spain with my Sanitas policy?2025-01-16T17:03:22+02:00

At Sanitas we pride ourselves in offering the most extensive medical cover of any private healthcare insurer in the country – including unlimited access to 4 exclusive Sanitas hospitals in Madrid and Barcelona, and over 4.300 private hospitals and rehabilitation centres all over Spanish territory that Sanitas collaborates with. Please contact me for more information regarding our wide medical chart.

Are full medical check-ups included?2025-01-16T17:03:51+02:00

Yes, you can have a basic medical check-up! To get this done, you can either access the MiSanitas app with your private user, or you can directly call your preferred GP to schedule an appointment. During the consultation you can ask your physician to prescribe any necessary basic tests for a check-up. You can use the specialists consultation services straight away, without any waiting periods.

Are there any waiting periods involved?2025-01-16T17:03:59+02:00

​It depends on the plan you decide to go with. Typically, our health plans require waiting periods for different procedures and medical services, which apply from the policy start date. Each plan has specific waiting periods (“carencias” in Spanish) that are stipulated in the terms and conditions of every healthcare plan before hiring. In the case of dental care, emergency assistance abroad or life-threatening emergencies, waiting periods do not apply. From the moment your policy is activated, you will receive urgent healthcare support from day 1 of your hired cover, ensuring prompt and vital medical assistance when you need it the most. Please contact me for more information about this.

Can I cancel my policy if my VISA gets declined? If so, can I receive a refund?2025-01-16T17:03:14+02:00

Yes, you can cancel your policy and receive a full refund if you submit your cancellation request within 30 days of your policy’s activation date, in writing, and as long as no medical services have been used. I’ll personally assist you with this process to ensure everything goes smoothly!

Do I have to pay every time I go to a doctor or use a medical service?2025-01-16T17:04:10+02:00

No, not always as it depends on your plan. This only applies to polices that include co-payments (“copagos”, in Spanish). For example, the “Sanitas Mas Salud” plan can be contracted with or without co-payments (most VISAs require health plans with no co-payments). Please contact me for more information regarding this enquiry.

Does Sanitas include dental and optics services?2025-01-16T17:03:39+02:00

It depends on the plan. Sanitas’s VISA-compliant plans include 30 dental services and unlimited ophthalmology consultations. The “Optics cover” can be included in some plans as a medical Add-On, from only 5€ per month. Bonus fact: the “Sanitas Mas Salud Familias” plan offers 20 free psychology sessions per year, per insured family member. If you wish to receive more information, please contact me.

Does Sanitas offer coverage to people with pre-existing health conditions?2025-01-16T17:04:32+02:00

Sanitas considers insurance coverage for individuals with pre-existing medical conditions on a case-by-case basis. Serious or life-threatening conditions may impact eligibility, but for other conditions, our experienced team at the risk evaluation department conducts a thorough assessment. The insurance application includes a non-invasive 4-question health questionnaire, which is crucial for our central team to evaluate and determine coverage approval. We prioritize transparency and strive to provide comprehensive coverage tailored to individual health needs.

Is there a maximum age limit for policy purchases?2025-01-16T17:04:20+02:00

Our full-cover plans (for VISAs) are designed to accommodate people up to 75 years old, with no upper age limit for policy duration if enrolled before turning 75. However, Sanitas also provides healthcare with no age restrictions for new clients, with our basic cover plans, such as “Sanitas Unico”, which is specifically designed for people over 60 years old. Please contact me for more information about this.

Contact me.